Saturday, November 30, 2013

Bajaj Finance Consumer Loan - Making Comfort Affordable

Bajaj Finance Consumer Loan - Making Comfort Affordable




The standard of living of the common man is sympathetic, thanks to the various financial solutions offered by banks and private finance companies. Today consumers can grant a new home, car, higher education for their children and much more due to the various schemes available in the market. Customers can now also avail loan for basic consumer durable products not unlike T. V., fridge, washing machine, A. C. etc. Consumer durable loans have made affording exultation a materiality for many. There are fairly a few providers for matching a loan, but Bajaj Finance consumer loan is very famous amongst consumers.

Bajaj Finance consumer loan makes it easy for consumers to buy appliances resembling television, air system, washing machines and more at an easy EMI scheme. Till date consonant a scheme was available for just crucial requirements equal home, car, business etc. But Bajaj Finance has crafted this unique plan to help the common man enjoy the luxuries he has only dreamt of. Below this scheme loan can be availed for products consonant LCD / LED / Plasma TV, Air Conditioner, TV / CTV, Washing Machine, Refrigerator / Fridge, Microwave Oven and Home Drama System. The loan plan is made focusing on three major aspects i. e. easy availability, quick processing and ease of payment.

The loan amount that can be sanctioned beneath this loan ranges between Rs. 7, 500 to Rs. 5, 00, 000. Plus the thrilling part of this loan plan is that the loan is availed a 0 % finance i. e. no absorption is jumpy on the refund of the loan. Plus the plan lets you repay the loan through means of flexible payment options approximative ECS and post dated cheques. The clutch provided to pay the loan ranges between 12 months to 30 months. Also by sympathetic payment of the loan for around 6 months you can get the facility of prepaying the remaining monetary worth. There are no prepayment charges on the loan.

Bajaj Finance consumer loan can be availed online as well as at leading retail showrooms that have partnered with Bajaj Finance. To get the loan from a retailer all you need to do is visit an apparatus / consumer capable store that offers consumer loans by Bajaj Finance. Select the product you want and let the sales person know you are occupied in a consumer loan. The sales person will let you know of the process. You will have to fill up a formation with the required details and heel basic documents approximative photo id proof, residence proof and PDCs / ECS. After the loan is sanctioned you will have to make a down payment of at elementary 17 % to 33 % of the product appraisal. The remaining amount can be paid through means of PDC or ECS on reminder basis. The EMI gets positively affordable with 0 % notice levied on the amount payable.

Now your vision gadget is not far from your affordance, thanks to the feasible scheme of Bajaj finance consumer loan. Their service just does not stop after providing the loan. They also have an excellent after sales service team in home that just now addresses any client doubt you put across to them.

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